Earlier in the month I applied for some new credit cards. I had not applied for a credit card or had my credit pulled for exactly 6 months when I was denied (for the first time ever) by the Barclays (man they can be stingy) crew. I will typically apply for 3 cards every 3-4 months on the same day or so depending on the scenario. This time I applied for 5 cards which was my most aggressive round of applications!
Here are my results in chronological order:
Barclays Arrival: I made sure to apply for this card first as this was the card I wanted the most. After completing the app it went into pending and needed further review!! I hate that! Anyhow I checked my application status right away and to my surprise it was already showing approved!! I thought I would have to call and probably get rejected like they are known for however I got the approval after being patient for 6 months.
US Bank Club Carlson (Business): I already have the personal version of this card and it has come in handy time and time again! We made great use of these points for 6 nights in Ireland. Anyhow after the application submission I was granted an instant approval! Off to a nice start!!!
Chase Hyatt: This is a card I have wanted for a while but there are so many other great Chase cards in my opinion that it kept getting pushed to the back-burner. Finally I pulled up the app, hit the button, and got the pending! I called the reconsideration line which is saved in my iPhone contacts! After speaking with a super friendly employee he was able to move some credit from my Southwest card to get the Hyatt approved. Batting1.000 so far!
BOA Virgin America: I want this card to transfer to hilton as I am planning a Koh Samui trip for 2014 and the Conrad is on my radar! After the quick app entry I got another instant approval! At this point I was content and was able to hit all my goals with these cards however I figured lets go for one more. So……
Chase United Explorer(Business): Just like my Hyatt application I received pending status. I let it go for a week and found a letter in the mail notifying me of my decline after careful review. I figured to give them a call once again. Again after a more lengthy discussion this time with a rep I was approved by moving credit around.
Five for Five! Here are the miles/points I will receive after clearing the spending hurdles.
-Barclays 40,000 after $1000 spend within 3 months.
-US Bank 85,000 Club Carlson points after $2500 spend within 3 months.
-Chase Hyatt two(2) free nights at any Hyatt in the world which is equal to 44,000 Hyatt points today or 60,000 points after Jan 7 2014 (rates increasing).
-BOA Virgin America 20,000 miles after first purchase and another 25,000 after spending $2500 within 3 months. So 45,000 total which I will try to convert to 90k Hilton Honors points.
Chase United 50,000 miles for $2000 spend with 3 months/90 days.
I can probably redeem these points for over $5000 worth of travel conservativley! Love traveling and love collecting miles and points!
Thanks for reading!